Are you waiting for you Social Security Payments in July? SSA disclose the payment schedule for upcoming payments. We will make it simple for you in this article.
When you will receive you payments?
SSA will send you payments directly to your banks. The date of your payment is depends on your birthday.
Here is the schedule for July 2025:
- July 16: If your birthday is between the 11th and 20th, you will get your payment on this day.
- July 23: If your birthday is between the 21st and 31st, you can your payment on this day.
What is the amount you can get?
The amount of Social Security you get depends on your age, your work history, and you are receiving the retirement or disability benefits or not.
Here is a breakdown of what you can get:
- Retirement Benefits (RSDI):
- The average payment in this retirement benefits is $2,002 per month.
- If you worked for a long time and invested into Social Security, you can get a bit more.
- Social Security Disability Benefits (SSDI):
- The maximum amount for SSDI can be $4,018. This is for those for people who worked the most and earned the maximum taxable amount for 35 years.
- Most people will receive the SSDI amount of $1,581 each month.
- Survivors:
- If you are a survivor, the average amount for you is $1,566.
Eligibility
If you want to receive your Social Security payment, you need to meet some requirements by SSA.
These are the basic things you must know:
- For retirement: You need worked in a job and paid Social Security taxes for a decent number of years according to SSA policies.
- For disability benefits: You must be a disable person. Only then you can be qualify you for SSDI. If your health will improves, your benefits can be stop.
- For survivors: You can receive benefits only if you are a survivor of someone who was into Social Security.
Why the amount is not same for everyone?
Not everyone will get the same Social Security payment. The amount you receive depends on:
- How much you earned: If you earned more money while your working days, you will get more money in Social Security.
- The age of claim: If you start receiving your Social Security early (at age 62), your monthly amount will be smaller. The longer you wait (up to age 70), the bigger your payments you can get.
- Retirement, Disability, or Survivor Benefits: These three types of Social Security payments have different amounts depending on the situation of that person.
Keep in mind
If you are on Social Security, here are a couple of things to keep in mind:
- Filing early: If you decide to file for Social Security early, you will get a smaller amount each month as Social Security benefit.
- Changes in health or work: If your health improves, or you start working again after your retirement, you Social Security benefits can change according to the situation.
Social Security benefits are a huge help for most of the Americans. If you are a disable or a survivor, this will be more important for you to get these benefits. Remember to update yourself about the changes in payments.
The upcoming payment dates in this July are 16th and 23rd July. Make sure to check the official website of Social Security Administration (SSA) for more information.
